Are you Interested in Holiday Lets/Serviced Apartments?

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Johnston Carmichael

66 Tay Street

Perth

PH2 8RA

United Kingdom

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Please join myself Emma Miller - Business Growth Enabler for Royal Bank of Scotland, Greg Zaczek - Relationship Manager for Royal Bank of Scotland, Senga Prior - Tax Manager at Johnston Carmichael and Simon Anderson of Clark Anderson Properties to discuss holiday lets and serviced apartments.

Greg Zaczek is a Business Relationship Manager within the Tayside Real Estate Finance banking sector, representing Royal Bank of Scotland. He has 15 years of banking experience, working closely alongside businesses from a range of different industries throughout this time. He has extensive knowledge of the bank’s lending proposition and provides a local face to face service where he can be contacted directly.

Greg will be discussing how funding for serviced apartments/holiday lets can be supported through the Royal Bank of Scotland, including the bank’s view on Risk Appetite, Key Drivers of Appetite, Policy and Security within this industry.

Senga Prior is a Tax Manager with Johnston Carmichael, Scotland’s largest independent firm of Chartered Accountants and Business Advisers. Based in Perth, one of the 12 offices throughout Scotland, Senga has over 18 years of experience in the tax profession. She is a fellow of the Association of Tax Technicians and a volunteer of their Technical Steering Group. She is ATT’s spokesperson for all Scottish matters and is also a member of ATT’s Council. Senga is a member of Johnston Carmichael’s Private Client Tax Team. She acts as a trusted and experienced adviser assisting clients in all aspects of private client tax and owner managed businesses, encompassing tax compliance, capital gains tax planning, business succession planning, partnership taxation, domicile and residence planning.

Senga will discuss the income tax, capital gains tax and inheritance tax implications when purchasing, owning and selling serviced apartments/furnished holiday lets and how they differ from property rental businesses. The discussions are sure to assist existing and potential landlords looking to understand the tax advantages and disadvantages of short term letting.

Simon Anderson is the Director of Operations for Clark Anderson Properties, they provide & operate serviced apartments in Tayside & Angus as well as manage serviced accommodation for landlords and property investors.

Simon will provide a brief look into the operation of serviced accommodation; how it differs to a buy-to-let business model and the potential return on your investment.

Breakfast rolls will be provided.

We look forward to seeing you on the day.

If you have any questions, don’t hesitate to contact me on 07780 339659.

All information used in this presentation you are registering for is produced for information purposes only and is for the sole use of the attendees at the presentation.

Whilst we feel this topic is beneficial to business owners, the views expressed are not intended to be and should not be viewed as individual advice or as a recommendation by RBS, NatWest or any third party. You should seek independent advice in respect of issues that are of concern to you.

To the maximum extent permitted by law we expressly disclaim all representations, warranties, or assurance of any kind, expressed or implied, that are made to the accuracy or completeness of the information contained in this presentation and do not accept any obligation to update or correct any information contained herein.

During the event photographs may be taken on behalf of the host with a view to posting on social media to promote services offered to customers. If you do not wish to be included in the photographs please notify us.

For the avoidance of doubt RBS/NatWest does not produce the materials for all presentations. This disclaimer applies equally to any materials or presentations produced by a third party.

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Date and Time

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Johnston Carmichael

66 Tay Street

Perth

PH2 8RA

United Kingdom

View Map

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