About the Speaker:  Mr. C. Richard Miller, Jr., is president and chief executive officer for Woodsboro Bank. Mr. Miller joined the Bank in 1996 as Vice President and Chief Lending Officer and has served as their Chief Executive Officer since May 1997.  With 36 years experience in banking, the majority of which has been in Frederick County, Mr. Miller has held management positions with other banks in retail branches, credit department, private banking operation, commercial real estate department and also as a bank’s senior vice president and chief lending officer. Also, he is the Chairman of the Maryland Bankers Association.

A native of Frederick County and a graduate of Frederick High School, Mr. Miller holds a Bachelor of Science degree in Business Administration from the University of Maryland, a Master of Arts degree in Public Affairs from Hood College, where he wrote his thesis "The Origin of Banking in Frederick and its Development Under the State Banking System in Maryland 1745 – 1863.”  He also is a graduate of the American Bankers Association’s National Commercial Lending School.

Mr. Miller served in the U.S. Army as a Section Chief for the Fire Direction Center for a field artillery battery, and was stationed in Babenhausen, Germany. Mr. Miller serves as president of the Board of Directors of The Frederick Arts Council, as trustee and treasurer of The Loats Foundation, the Carroll Creek Rotary, the Personnel Committee of The Community Foundation of Frederick County and an active member and usher of Calvary United Methodist Church.

About Woodsboro Bank: About us, you ask? We’re about you. Woodsboro Bank was established in 1899 in response to the growing agricultural, commercial and residential needs of the community. We’re headquartered in a handsome three-story, pressed red brick Italianate structure at 5 North Main Street in Woodsboro, that was specifically constructed for the bank in 1901. Woodsboro Bank operates from eight offices located throughout Frederick County. Woodsboro Bank offers not only convenient locations but has recently added a compliment of electronic products and delivery methods, the most recent being our Mobile Banking add-on to our Online banking. 

Along with convenience, we place a great deal of importance on providing quality service to our customers.  We devote resources to training and monitoring our staff’s performance so as to maintain the level of service our customers have come to expect from Woodsboro Bank. Woodsboro Bank’s mission of serving Frederick County is not limited to financial matters. Each year the bank supports a wide variety of philanthropic, cultural, and charitable organizations for the betterment of the community.

Woodsboro Bank remains a strong, independent community bank that is dedicated to offering quality financial products with true personal service. If having a relationship with a community bank is important to you, come see us. We’ll provide you with a level of service that is unsurpassed in the local banking industry.