Everyone who enjoys good health hopes it will last for a lifetime. But it doesn't always turn out that way. Sometimes life throws a curve.  Injuries can happen. A critical illness could dramatically change your life, your future and your family's lifestyle as well as your financial security. A chronic disease or disability could keep you from working. Someone in your family could become injured and require personal care services. Insurance can't prevent those things from happening. But it can help you and your family   cope.  As an independent contractor you may no longer have access to employee group benefits which would provide you and your family with the extended healthcare, medical and dental coverage you require. You may also no longer have any coverage in the event of a disability caused by an accident or illness.  Not all insurance policies are the same.  This seminar will guide you through the various types of Insurance options and protection available to you as an independent contractor.