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Because Sandy was a storm with both high winds and flooding, NYC consumers and the agencies that serve them face a complex insurance situation involving multiple policies and coverages.
Grey areas for homeowners include which policies apply, which deductibles are in effect, the differences between actual cash value and replacement value, amid a multitude of endorsements and restrictions like loss of use and ordinance or law coverage.
In this workshop, Elizabeth Malone, Project Manager for the New York Mortgage Coalition, will provide expert and specific knowledge of insurance issues and the tools needed to deliver this information to our affected communities.
In addition to insurance basics, we will discuss the methods to improve our communities' risk management, resources for recovery, and the impact of insurance on the recovery.