FPA/NEO March 20 Breakfast Program
Thursday, March 20, 2014 from 8:00 AM to 11:00 AM (EDT)
Valley View, OH
San Francisco, California
London, United Kingdom
Retirement Income Planning with Safe Withdrawal
Presented by David M. Zolt, CFP®, EA, ASA, MAAA
NAPFA-Registered Financial Advisor
David Zolt authored an article in the January 2013 issue of the Journal of Financial Planning that introduced the Target Percentage Adjustment, a dynamic withdrawal strategy that increases traditional safe withdrawal rates by 50%. This presentation is a demonstration of a brand new retirement planning technique that's simple, yet very effective. The technique uses the knowledge gained from safe withdrawal rate research without the need to perform complex and cumbersome Monte Carlo simulations. Also, there will be a presentation of the Target Percentage Adjustment, a new dynamic withdrawal strategy that increases traditional safe withdrawal rates by 50%. The Target Percentage Adjustment was introduced in a January 2013 article in the Journal of Financial Planning.
Thinking Beyond Social Security Maximization
Presented by: Matthew S. Olver, CFP®
Spero-Smith Investment Advisers, Inc.
The majority of retirees are making important decisions about when to collect Social Security retirement benefits without a good understanding (or even misperceptions) of how the system works and the potential impact on their ability to accomplish their retirement goals.
It doesn’t matter whether they have $10,000 or $10 million, retirees want to get their “fair share” from the Social Security system, or at least not leave money on the table. There are online tools out there that profess to provide the answer to the question “how do I maximize my benefit?” But are retirees really asking the right question?
In this presentation, Matt Olver, CFP® and Wealth Advisor from Spero-Smith Investment Advisers, will discuss factors that should be considered when deciding how to collect benefits. He will also talk about how potential changes to restore the system’s financial soundness could impact current and future retirees.