Blackjacket Group is authorized to provide Defensive Driving Courses. This 6-hour course provides two benefits – Insurance Premium Reduction and New Jersey Motor Vehicle Points Reduction.
Insurance Points Reduction:
New Jersey law requires insurance companies to provide insurance premium discounts for drivers who successfully complete an approved Driver Safety
Program (NJSA 17:33B-45.1). At a minimum, they must provide you with a 5% discount on the premium for your owned vehicle coverage. This reduction is good for three years or until you amass four (4) motor vehicle points or your license is suspended or revoked.
This discount applies to personal passenger automobiles, with only one discount per vehicle. If you have two or more vehicles on your policy, the discount will apply to the vehicle primarily operated by the person who attends the course. Students are encouraged to contact their insurance carrier for explanation as to how this discount will be applied.
New Jersey Motor Vehicle Points Reduction:
Attending this course entitles the student to reduce their New Jersey Motor Vehicle Commission driving record by two (2) points. This benefit may save you hundreds, even
thousands on insurance premiums. This benefit is available once every five (5) years.
Your records are forwarded to the Motor Vehicle Commission and are permanently recorded to your driver’s abstract.
Have questions about Defensive Driving Course?
Contact Blackjacket Training