Credit & Residential Housing Finance 2014
What you haven't heard!
When the housing market imploded in 2007 and took the economy with it, experts said the real estate market would never look the same again. Now, nearly seven years after the crash, the dust has finally cleared and we have a true picture of the new housing landscape for 2014.
Real estate has had a distinct momentum during 2013, with demand finally starting to catch up with supply and significantly fewer distressed properties weighing down the system.
Homebuyers can expect a more competitive market in 2014, and should start the mortgage lending process at least three months before they plan to start seriously looking because experts expect the process to take several months under new lending standards that take effect January 10th.
House hunters should be ready to deal right away as inventory is expected to remain at low levels with multiple bids throughout the year.
The issue of access to credit and residential housing finance and are a high priority for today’s real estate professionals. What’s new in the American mortgage market? Let's talk February 24th!
- Consumer Finance Protection Bureau
- NEW! "Qualified Residential Mortgage" Policy
- Credit in today's world
- Credit scores
- Qualifying for a mortgage today
- Mortgage product updates
- Identity theft
Cathy McDaniel | NMLS # 1122866 | Sponsor: Synovus Mortgage Corp.
404-550-0775 | classeswithCathy@gmail.com | www.cathymcdaniel.com
2014 - A new year with new rules! Are you ready? Cathy delivers original insight on the real estate industry hottest issues. Visit: http://www.cathymcdaniel.com Consider bookmarking this site and sharing the valuable content you’ll find with your colleagues, sellers and buyers.
When & Where
Cathy McDaniel is the author of "A Road Map To Saving Your Home" which is available at the National Association of REALTORS bookshelf. Being in the real estate and mortgage industry since 1993 she opened "My CE Class, LLC" in 2007, a real estate school approved by the Georgia and South Carolina Real Estate Commission. Cathy has conducted over 800 continuing education courses, authored over 75 training manuals and has met and trained more than 50,000 real estate professionals throughout 23 states over the last seven years. She is licensed as a continuing education instructor at many real estate boards and associations across the country.
Cathy is recognized as an industry expert in homeownership and received the 2008 Educator of the Year from GREEA, Georgia Real Estate Educators Association. Today she serves as the Education Director for Georgia Realty School a division of Virtual Properties Realty, Qualifying Broker for Owners 1st Property Management Company, and has a partnership with HomeBridge Financial and Crown Communities and many others which allows her to offer free classes and community events.
Visit: www.classeswithcathymcdaniel.com for course descriptions, dates and locations.
To predict the future you must create it ...Cathy McDaniel
Cathy's Motto: "Autograph Your Work With Excellence!"