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Combating Electronic Fraud

The Horton Group

Tuesday, April 9, 2013 from 8:30 AM to 10:30 AM (CDT)

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Combating Electronic Fraud

Steps You Can Take to Help Protect Your Company

Your employee opens an email with an attached zip file containing a virus. The virus obtains the user ID and password to your commercial bank account. Unbeknownst to you, an electronic wire transfer is executed from your account for $50,000. Only $10,000 is recovered. Who is liable for the lost funds? How do you protect your company's hard-earned assets? More companies than ever are becoming the victims of commercial banking fraud, leading to large losses that cripple their operations. How does this happen? More importantly, how do you prevent it from closing your doors? Our panel of experts explains this growing phenomenon, and gives you the tools needed to make sure your company does not become a victim.

A continental breakfast will be served.


Presentation Panel:

Ron Hunt
Senior Vice President, & C.O.O., American Chartered Bank
Ron joined American Chartered Bank in April 1999 as Senior Vice President, Chief Operations Officer, after having spent over twenty years at Harris Bank. Ron is responsible for all credit, payment, and treasury management operations functions, as well as information systems. He is a member of the Bank's Executive Committee, and also serves as the Bank's Security Officer. Having been responsible for information systems dating back to when Internet-based electronic banking systems were first introduced, Ron has observed and responded to the changes/risks attributable to these activities on a first-hand basis, which provides a helpful historical perspective on these issues. Ron received his BA from Northwestern University, and an MBA with specialization in finance from the University of Chicago.

Michael Magnesen
Director of Operations, 3-Points LLC
Mike joined 3-Points as a Network Operations Center Technician, providing network support to over 100 Chicagoland small business clients. Mike is currently the Director of Operations at 3-Points and is accountable for overseeing the entire company's operations that includes: sales engineering, maintenance, projects, and research & development. Having worked in the IT industry for over seven years, Mike has developed and grown his technical skills using technologies from Cisco, Microsoft, Sonicwall, Acronis, Symantec and many others. Mike is also a member of the 3-Points Leadership Team and has a Computer Science degree from Carthage College in Kenosha, WI.

Mike Richmond, JD
Risk Management Consultant, The Horton Group
Mike Richmond is a Risk Management Consultant and attorney. He has spent the past nine years consulting companies on how to use insurance as a secondary source of protection in addition to their primary risk management program. Over the past few years, much of his focus has been in the crime and cyber liability fields, addressing coverage for computer, financial and fund transfer fraud. Mike received a BA from Millikin University and his JD from The John Marshall Law School. 



Participation is complimentary. Early registration is encouraged, as space is limited. For more information please contact Deb Smith toll-free at 866-248-5300 or e-mail 

Have questions about Combating Electronic Fraud? Contact The Horton Group

When & Where

The Horton Group | Orland Park
10320 Orland Parkway
Orland Park, IL 60467

Tuesday, April 9, 2013 from 8:30 AM to 10:30 AM (CDT)

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The Horton Group

Insurance | Risk Management | Employee Benefits | Personal Insurance | Safety Consulting | Wellness Consulting

Our business is helping you achieve a higher level of performance. We specialize in helping clients turn costs and risk into competitive advantage.

We’re all aware of the risks of operating and growing a business. But not all understand enterprise risk is both an opportunity and a threat. That’s where we come in.

The Horton Group is an insurance, employee benefits and risk advisory firm.

We lead the way for clients with complex needs and limited resources to focus on capturing opportunity today, and growing the business for tomorrow.

We prepare you for the present and the future.

The Horton Group has the people, insight and innovation to get ahead of trends, and offer new ideas on critical challenges.

But we don’t stop at the idea stage. We’re there to assess and select the right solutions, coverage and carriers customized to your needs.

Our industry solutions and value-add services combine expert insight with execution excellence to ensure we’re solving the right problem in the right way.

We work with you to drive down your costs, work and risk.

Insuring your organization is more than giving you peace of mind. We want to change your insurance, employee benefits and enterprise risk from cost to a competitive advantage.And we’ll deliver on that promise by helping you drive down costs, workload and risk. How do we do it?

One way is to work on your behalf to accelerate efficiencies in program administration.Another way is to apply our business and industry insight to advise you on enterprise risk.

This holistic perspective helps us work with you to map a course that maximizes your goals, improves your performance, and increases your competitive advantage.

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