When & Where
The Spencer College Plan is a platform for providing services that assist you and your child as you navigate the daunting and often overwhelming financial aid process. By using proven methods they can show you how the process can work without depleting your hard earned retirement savings.
The multitude of services they make available can be broken down into three vital categories. Of course, first are the services provided for the student. These include preparation for the SAT and/or ACT exams and assistance with essay writing if these services are needed. We are also extremely proud of the professional college counseling service we provide with all of our programs. This allows a counselor from a major university to interview your child and make recommendations to motivate your student to be ready for the task ahead. Often children of high school age find it difficult to communicate with their parents and our counselors are experts on handling all of the difficult issues that always come up. Among these issues, they address the big one today of taking 5 to 6 years and more to complete a 4-year course of study. Today’s cost of education makes this an often unacceptable plan and the counselors work miracles in motivating the students to understand the need to conserve family money for other children in the family.
Next we attack the admissions process with vigor. We process all of the forms for college admission for state schools and for private schools. These FASFA and Profile forms are famous for their nail-biting difficulty and for the stamina and determination required to process them correctly. This is so important as the money is given out by all schools on a first come first serve basis and if your forms are rejected for any corrections or omissions, you lose valuable time and your grants may be given to someone else. We meet all deadlines and guarantee 100% accuracy. Further, just as your tax accountant is an expert on answering the questions on your IRS forms, to your best advantage, our service is well suited to insure that the questions are answered in the best manner to qualify your family for the most grant money and the smallest amount of contribution required of you. In addition, we can relocate your funds so that you are using pre-tax dollars for many of these expenses.
And finally, we offer assistance to the family in cash flow management. We can show you conservative methods of paying your share of your child’s education costs while conserving your hard earned retirement savings for your own retirement. We believe that no one should end up with an underfunded retirement and lack of funds for senior health issues because the parents wanted to help their children get a quality education. There is a better way.